Show
your reliability
and find
the home
you deserve
Tired of not finding a place to rent?
Skor is your story, told through data. A verified profile that helps landlords see your real value: reliable, solvent, and fair.
Forget about queues, endless paperwork, and impossible requirements. With Skor, your data works for you to show who you really are.
Your Skor is the key that opens the door to your next home clearly, safely and fairly.
Your Skor in 3 steps
Create your account
Access the platform and complete your personal information
Verify your
profile
Upload your documents and build your financial profile
Share your Skor
Apply with confidence and prove you’re the tenant landlords trust
Our products
Skor Save
Save on your upfront costs!
Skor reduces your deposit and guarantees, so you can use your money for what really matters.
Skor Access
The key to your new home
Skor acts as your guarantor, giving landlords the confidence they need to rent to you.
Skor Flex
Pay when it suits you.
Skor gives you control to choose the day of the month you prefer to pay your rent.
Get started today
and rent your home
without hassle
Got questions? We've got answers
What is Skor?
Skor provides a standard financial rating for tenants based on their verified personal and financial information. When tenants create a Skor profile with their details, we use advanced algorithms to assess their financial health and give them a Skor from 0-1000. This Skor reflects their financial reliability, making them more appealing to Landlords and improving their chances of getting a rental.
Why should I Get Skor'd?
Getting Skor'd offers a quick and effortless way to prove your financial reliability to Landlords and differentiate yourself from other tenants. The one-time setup simplifies your rental process.
How does Skor work?
The process is divided into 3 phases:
- 1. Registration and profile creation: The first step is to create an account using your main email and a secure password to set up your profile. Once your profile is created, the verification process will begin, where you’ll need to complete a short questionnaire.
- 2. Document verification: Next, we’ll ask you to upload a valid, current identity document so we can complete the verification. This helps us prevent fraud, such as identity theft.
- 3. Financial score: To do this, you’ll need to access your bank account and allow us to verify your recent transactions. This enables our algorithm to assess your income, analyze your financial behavior, and assign you a score from 0 to 1000, which you can share with landlords to prove your financial solvency and stand out from other tenants.
What documentation should I have for digital verification?
For digital verification, you should have either a valid European ID or, if you don't have one, your original passport from your home country.
What do I need for bank account verification? What is Tink?
For bank account verification, all you need is digital access to your bank account to connect with Tink. Tink is a 3rd party service that is powered by Visa, and enables you to securely share your financial data with Skor.
What is the cost of getting Skor'd?
Nothing — getting a Skor is completely free for tenants.
How does Skor secure tenant's information?
At Skor, we protect your personal and financial information by following GDPR rules and using strong bank-level encryption. We always keep your data safe and private, and we never sell or share it without your permission.
Can I add a guarantor?
Yes, a tenant can add a guarantor electronically and once they accept, they will be linked to your profile and be visible.
Does the guarantor need to Get Skor'd?
Yes, once the tenant adds the guarantor, he/she will receive an email invite with instructions to get skor’d on the platform.
Can one tenant have multiple guarantors?
No, a single tenant can only have one guarantor on the platform.
My Landlords don't use Skor, what should I do?
You can share your Skor profile with anyone and they can create an account and get access to your profile.
My Skor is very low. What should I do?
Skor takes into account a variety of factors from your income amount to average balance in account to sufficient transactions to consider it as a representative account. You can connect alternate accounts where the Skor would reflect your financial situation better. We are in the process of improving to make it wholesome and should be able to connect multiple accounts soon.
Is Skor an insurance?
The Skor is not an insurance product. It is a financial rating of a tenant based on their personal and financial information.
Am I still liable for damage charges?
Skor is not an insurance product. You are still accountable for any charges. To help you stay covered during the entire lease term we are coming up with Skor Protect, a modern renters insurance. Very Soon.