Show
your reliability
and find
the home
you deserve

Tired of not finding a place to rent?

Skor is your story, told through data. A verified profile that helps landlords see your real value: reliable, solvent, and fair.

Forget about queues, endless paperwork, and impossible requirements. With Skor, your data works for you to show who you really are.

Your Skor is the key that opens the door to your next home clearly, safely and fairly.

Vista del perfil financiero Skor en la pantalla de un teléfono móvil

Your Skor in 3 steps

Create
your account

Access the platform and complete your personal information

Verify your
profile

Upload your documents and build your financial profile

Share
your Skor

Apply with confidence and prove you’re the tenant landlords trust

Create your Skor

Our products

Mano entregando una llave a otra persona

Skor Save

Save on your upfront costs!
Skor reduces your deposit and guarantees, so you can use your money for what really matters.

Start Saving
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Skor Access

The key to your new home
Skor acts as your guarantor, giving landlords the confidence they need to rent to you.

Request My Guarantee
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Skor Flex

Pay when it suits you.
Skor  gives you control to choose the day of the month you prefer to pay your rent.

Choose Payment Day
Retrato de Jean P., profesional expatriado que alquiló gracias a Skor
Retrato de Paula C., trabajadora autónoma que alquiló su vivienda gracias a Skor
Pareja de inquilinos jóvenes en Sevilla compartiendo su experiencia con Skor
Retrato de Manuel, joven recién graduado que consiguió alquilar gracias a Skor

Get started today
and rent your home
without hassle

Create your Skor

Got questions? We've got answers

What is Skor?

Skor is a tenant verification and scoring platform that uses your personal information, official documentation, and financial data to analyze your profile through artificial intelligence. Based on this analysis, Skor generates a verified profile that demonstrates your solvency, responsibility, and reliability as a tenant.

Once you complete your profile, your Skor becomes your calling card: a verified dossier that you can securely share with any landlord, agency, or platform—without having to resend documents over and over again, while always maintaining control over who can access your information.

Skor helps you rent faster and on better terms. Among its key benefits are:

    Faster access to properties: you present a professional, verified profile that speeds up your approval.
    • Prove your real solvency without repeatedly sending sensitive documents.
    • Avoid duplicate processes: one single profile valid for any agency, platform, or property.
    • Stand out from other applicants with a clear and reliable dossier.
    • More savings and flexibility thanks to products like Skor Save (lower deposit) or Skor Flex (choose your payment date).
    Greater security: you can provide additional guarantees or activate services that strengthen your application in the eyes of the landlord.

The process is divided into 3 phases:

  • Registration and profile creation: create your account, complete a short questionnaire, and start your verification.

  • Document verification: download your documents directly via Cl@ve PIN or upload them manually.

  • Financial Skor: provide your financial solvency through a bank connection or by uploading your transaction history. Our algorithm analyzes your financial health and assigns your Skor (a solvency score between 0 and 1000), which you can share with landlords to stand out from other candidates.

The process is 100% digital and automated.

Most tenants complete their profile in 3–5 minutes and receive their Skor instantly, depending on the information provided.

After that, you can share your verified profile with any landlord, agency, or platform.

Each property defines the exact documentation required to validate a profile. However, in most cases, you only need basic documents that prove your identity and solvency, such as:

    • Identification document (ID, NIE, or passport)
    • Employment documentation (employment history, payslips, contracts…)
    • Proof of income (payslips, invoices, benefits, scholarships…)
    • Secure bank connection or bank statements (open banking)
    • Savings, guarantors, or any other way to demonstrate your solvency
With this information, Skor validates your profile without physical paperwork or email submissions.

Yes. Creating your profile on Skor and sharing it with properties is 100% free.

You will only pay if you choose to activate optional additional services such as those offered Skor Access, Skor Save, or Skor Flex.

Yes. Skor is designed to protect your privacy from the very beginning.

We comply with RGPD, PSD2 and AI Actand use bank-level encryption and security to ensure your data is always protected.

Your data is only used with your consent, and you always decide who can access your profile. You can revoke access or delete your information at any time it’s the foundation on which we build the entire tenant experience.

Yes. You can add one or multiple guarantors at any time, and their solvency will be analyzed just like yours.

If you don’t have a guarantor, Skor Access can act as your guarantor to strengthen your application.

More and more individual landlords, agencies, property managers, REITs, and platforms are using Skor across Spain and Europe.

When you invite a landlord, they receive secure access to review your verified documentation and solvency level—without needing to request anything additional from you.

You can send them your report from the platform in just one click, and they will receive secure access to view your verified documentation.

If you’d still like us to explain how it works, you can contact us info@skortorent.com and our team will reach out to to answer any questions.

If you want to strengthen your application, check out Skor Accessa product designed to increase your chances of being approved.

It doesn’t automatically penalize you or prevent you from renting. You can easily improve your profile:

    • Add a guarantor
    • Show savings or additional income sources
    • Upload additional income or connect new bank accounts
    • Provide updated documentation : scholarships, benefits, or employment records

The platform guides you step by step so you can progressively improve your profile and increase your chances of securing the property you’re looking for.

Additionally, if you still want to strengthen your application, you can learn more about Skor AccessSkor Access, a product designed to provide an extra level of protection for landlords

You can improve your Skor by keeping your information up to date:

    • Adding additional income or new accounts
    • Including a guarantor
    • Choosing properties within your appropriate income range
    • Completing all verification steps

And if you pay your rent through Skor, you’ll build a positive rental history, which improves your Skor and gives you access to exclusive benefits.

No.
Skor is not an insurance product, but it allows you to access optional guarantees and insurance with better terms thanks to your verified profile.

Yes. Insurance providers can use your Skor profile to assess your solvency and approve your rent guarantee or default insurance more quickly.

Because Skor analyzes verified data:

    • Real income from official sources
    • Verified identity
    • Payment history and stability
    • Affordability ratio
    • Risk signals detected by AI
This reduces fraud, manual processes, and the risk of non-payment.

Yes. You can use your Skor on Idealista, Fotocasa, pisos.com, Spotahome, agencies, and private landlords. Skor works as a portable profile that allows you to:

    • Apply to any listing with a verified profile,without repeating the process
    • • Avoid uploading documents over and over again on each platform or agency
    • • Prove your solvency and reliability to stand out from other candidates
    • Speed up your approval by providing a complete and clear dossier from the first contact


If you pay your rent through Skor, you’ll build a positive rental history, that stays with you wherever you go.

Yes. Skor is also designed for international profiles and for tenants who don’t have a traditional local payslip.

You can verify your solvency with:

    • European or international bank statements
    • Savings
    • Recurring income, rents, or other sources
    • Scholarships or financial aid
    • Or by adding a guarantor

If you need to strengthen your application, Skor can act as your guarantor and help you get approved for almost any property.

No, it’s not legally required, but many landlords include it as part of their internal requirements.

In addition, having a Skor gives you a significant advantage over unverified profiles.

No. The final decision is always made by the landlord or agency.

Skor simply provides an objective report so you can demonstrate your real solvency.

It is calculated by analyzing your economic stability and real financial behavior. The following factors are taken into account:

    • Banking activity
    • Income and stability
    • Monthly expenses
    • Payment history and reliability
    • Balance, savings, and debts
    • Risk signals

It is an objective analysis based on verifiable data.

Yes. You can update your income, documents, guarantors, or personal data at any time. Your Skor will be automatically recalculated.

Keeping it up to date increases your chances of being approved.

With Skor:

    • Your data is verified and protected
    • You only complete the process once
    • You have full control over your documents
    • You present a professional report
    • Review times are reduced
    • You can improve your profile and build a rental history

No. Skor only uses verifiable data and never considers personal factors such as gender, age, nationality, religion, or family status. It is designed to be fair, transparent, and non-discriminatory.

Yes. You can request the complete deletion of your information with a single click from your profile.

It is currently available in any country across Europe.

Skor Save helps you educe the deposit and upfront guarantees required when renting.

Thanks to your verified profile and the security provided by Skor, many landlords are willing to accept lower deposits or more flexible guarantees.

Skor Save allows you to move in sooner and use your money for what really matters.

Skor Save is ideal if you want to save on upfront rental costs and avoid locking up a large amount of money in deposits.

It’s perfect for young people, students, newcomers, families, or financially reliable tenants who prefer not to tie up their funds in high deposits.

Skor Access helps you secure the property you want by offering landlords additional assurance to approve your profile.

Skor acts as your guarantor, providing extra security to the landlord and strengthening your application.

It’s designed for tenants who need to provide additional security to the landlord—such as international profiles, students, young professionals, or anyone who wants to avoid high deposits and speed up the rental approval process.

Skor Flex allows you to pay your rent on the day of the month you choose,aligning payments with your income and giving you greater control over your finances.

Skor automates the payment and guarantees on-time collection for the landlord.

It’s perfect for freelancers, workers with variable income, students, or anyone who wants to align their rent payments with their personal cash flow.

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